We value highly the trust our capital partners place in us to collectively deliver our mission. As such we offer compelling returns on capital invested which in turn enables the projects we create. We appreciate that building meaningful growth through property happens over time. As such, the relationships and trust we develop with our stakeholders form the bedrock of our approach.

So what is a Loan Note?

A Loan Note is a form of promissory agreement, essentially an IOU – a piece of paper recording a promise to repay a loan, usually with interest, on specified terms. It is usually more formalised than an IOU and therefore will be easier to prove to a court in terms of a dispute or breech.

Why would a Developer need to borrow money in this form?

In this day and age, it requires more and more money over a longer period of time to complete a development. Banks are very good at lending under certain criteria (some may say nearly impossible criteria) Loan Notes offer a more flexible way of raising finance. In fact, most Developers will still use bank funding for the majority of the lending.

Money security

Ring fenced in an SPV specific to each project, meaning that the performance of one asset will not impact another. For example, in the unlikely event that a project …… this will not negativley impact all others.