Illiquidity.

Each Investment will have a different target exit date. This date will be a target, meaning that the actual date on which any returns or capital are repaid to you may change. We have the discretion to change the target exit date and may do so in a number of circumstances.


Decline in property value.

The property market is cyclical and values may go up or down depending on a range of issues including political, economic and social issues. Historic performance of the property market or a particular property is not a reliable guide to future performance.

A fall in property values in the UK may cause a project you invest in to be sold at a lower price than expected, or may even mean a property is sold for a lower price than it was initially purchased for, or than the cost to build or refurbish it. This would negatively impact on your Investment and may lead to any returns you eventually receive being lower than expected, or it may mean that there are no returns at all. Please note that you will never be asked to pay more than the amount you first invest and therefore your losses will always be capped at the amount you invested.

A fall in property values in the UK may also mean that once the relevant project has been completed, the underlying property be held for longer than the anticipated investment term until a higher sale price can be achieved.

Diversified portfolio.

Any Investment made should be do so as part of a diversified portfolio that includes a mix of liquid and illiquid assets. Investing small amounts in multiple investments will help you spread your risk. The majority of your investments should consist of liquid asset classes, so that you can access your capital more easily.


Financial Services Compensation Scheme (FSCS).

Any investments which you make on the Website are not currently covered by the Financial Services Compensation Scheme (FSCS).